Deposit Diary Daily #79
Best Nationally Available Savings/Money Market Accounts, 9 August 2024
Recent Removals/Additions/Rate Changes
REMOVED
My eBanc • SuperSaver Money Market • 4.40% (↓41 bps) ($100k), 3.90% (up to $100k)
ADDED
Dayspring Bank (Raisin) • High Yield Savings • 5.22% ($1 min)
RATE DECREASES
DR bank (Raisin) • High Yield Savings • 5.20% (↓3 bps) ($1 min)
American First Credit Union (Raisin) • Money Market Deposit Account • 5.20% (↓4 bps) ($1 min)
United Republic Bank (Raisin) • Money Market Deposit Account • 5.10% (↓10 bps) ($1 min)
Harborstone Credit Union (Raisin) • Money Market Deposit Account • 5.05% (↓15 bps) ($1 min)
Synchrony Bank • High Yield Savings • 4.65% (↓10 bps) (no min)
Current Top Rates
Listed below are the 30 highest-rate nationally available savings accounts and Money Market accounts from banks and credit unions as of 9 August 2024.
The links go to either the product’s landing page or the financial institution’s rate page.
Poppy Bank • Poppy Premier Online Savings • 5.50% ($1k min) • 3 month rate guarantee
First Internet Bank • Money Market Savings • 5.48% ($1m+), 3.77% (up to $1m), ($100 min opening deposit)
Customers Bank • Max Savings • 5.41% (no min)
Veritex Community Bank • Max Savings • 5.38% (no min)
Fieldpoint Private • Max Savings • 5.37% (no min)
My Banking Direct • High Yield Savings • 5.35% (↓10 bps) ($1 min)
Brilliant Bank • Surge Money Market Account • 5.35% ($1k min opening deposit)
Climate First Bank • Choice Personal Money Market • 5.34% (all balances) ($50k min opening deposit)
Peak Bank • Envision High-Yield Savings • 5.33% (↑3 bps) ($0.01-$10m) (no min opening deposit)
Western Alliance Bank • High-Yield Savings Premier • 5.31% ($0.01 min), ($500 min opening deposit)
BrioDirect • Max Savings • 5.30% (no min)
Forbright Bank • Growth Savings • 5.30% (no min) (no min opening deposit)
BrioDirect • High-Yield Savings • 5.30% ($25 min) ($5k min opening deposit)
Vio Bank • Cornerstone Money Market • 5.30% ($100 min opening deposit)
Ivy Bank • High-Yield Savings • 5.30% ($2.5k - $1m), 0.05% ($10), ($2.5k min opening deposit) • rate guaranteed through 9/30/2024
North American Savings Bank • E-Savings • 5.30% ($0.01 min), ($10k min opening deposit)
Western Alliance Bank (Raisin) • High Yield Savings Account • 5.27% ($1min)
BankProv • Max Savings • 5.26% (no min)
TotalDirectBank • Direct Money Market Deposit Account • 5.26% ($2.5k min), ($25k min opening deposit)
Virtual Bank • eMoney Market Special • 5.25% ($1k min) (no min opening deposit)
Jenius Bank • Jenius Savings Account • 5.25% (no min)
Newtek Bank • Personal High Yield Savings • 5.25% (no min)
Evergreen Bank Group • High-Yield Online Savings • 5.25% (up to $1 million), ($100 min opening)
Banesco USA • Money Market Promo • 5.25% ($300 min), ($100 min opening deposit)
TIMBR • TIMBR High Yield Savings • 5.25% (no min), ($1k min opening deposit)
CFG Bank • High Yield Money Market Account • 5.25% ($1k min), ($1k min opening deposit)
UNCLE Credit Union (Raisin) • Money Market Deposit Account • 5.23% ($1 min)
InRoadsCredit Union (Raisin) • Money Market Deposit Account • 5.23% ($1 min)
Paprika Capital Bank (Raisin) • High Yield Savings Account • 5.23% ($1 min)
DaySpring Bank (Raisin) • High Yield Savings Account • 5.23% ($1 min)
The attached spreadsheet lists the 116 best rates available on nationally available savings accounts and Money Market accounts as of this writing.
