Deposit Diary Daily #395

Best Nationally Available Savings/Money Market Accounts (20 June 2025)

What’s Happening

There have been few rate changes in the past week, with the majority of rate increases and decreases coming from the Raisin product line.

OMB Bank is no longer accepting applications for its High Interest Online Savings (4.56% as of last week). Debuting in Q4 2023, the High Interest Online Savings account initially offered a competitive 5.29%.

Current Top Rates

Listed below are the 20 highest-rate nationally available savings accounts and Money Market accounts as of June 20, 2025. The links go to either the product’s landing page or the financial institution’s rate page.

Evergreen Wealth • High Yield Savings • 5.00% ($25k min)

AlumniFi Credit Union • AlumniFi Savings • 4.75% ($100k+), 4.50% ($25k), 4.25% (no min)

Roger Bank • Savings • 4.65% (up to $250k) (no min or min opening deposit, but an active Roger checking account is required)

Pibank • Pibank Savings • 4.60% (no min or min opening deposit) • N.B. No ACH available for Pibank Savings

Elevault • Vault • 4.60% (up to $250k max balance) • Elevault is now a division of Southern Bancorp Bank

FitnessBank • Fitness Savings Account • 4.55% ($250k max), ($100 min opening deposit)

SBT (State Bank of Texas) • Jumbo Money Market • 4.54% ($100k min, new money only)

Presidential Bank • Advantage Savings • 4.50% ($5k min opening deposit) (Advantage Checking required)

Amalgamated Bank • Money Market Account • 4.50% ($10k min opening deposit, new money) (6-month rate guarantee)

Climate First Bank • Impact Personal Money Market • 4.46% (all balances), ($50k min opening deposit)

Peak Bank • Envision High-Yield Savings • 4.44% (up to $10m), 2.02% ($10m+) (no min opening deposit)

First Internet Bank • Money Market Savings • 4.42% ($1m+), 3.61% (up to $1m), ($100 min opening deposit)

TotalDirectBank • Direct Money Market Deposit Account • 4.41% ($2.5k min), ($25k min opening deposit)

LendingClub • LevelUp Savings • 4.40% (no min or min opening deposit) • requires minimum deposit(s) of $250 each month

TIMBR • TIMBR High Yield Savings • 4.40% (no min) ($1k min opening deposit)

ZYNLO Bank • Money Market • 4.40% (up to $250k), 0.10% ($250k+), ($10 min opening deposit)

Eagle Bank • Personal Eagle HYSA • 4.40% ($1k min opening new money)

OnPath Federal Credit Union • Elite Money Market • 4.40 ($25k min) ($25k min/min opening deposit)

Newtek Bank • Personal High Yield Savings • 4.35% (no min)

Primis Bank • Primis Savings Account • 4.35% ($1 min opening deposit)

RECENT CHANGES

Newly Added

• NexBank (Raisin) • Money Market Deposit Account • 4.31% ($1 min)

• American State Bank (Raisin) • Money Market Deposit Account • 4.29% ($1 min)

Rate Increases

• First Mid Bank & Trust (Raisin) • Money Market Deposit Account • 4.29% (▲4 bps) ($1 min)

• Prism Bank (Raisin) • Money Market Deposit Account • 4.29% (▲2 bps) ($1 min)

• Paprika Capital Bank (Raisin) • High Yield Savings Account • 4.27% (▲5 bps) ($1 min)

Rate Decreases

• Grand Bank (Raisin) • Money Market Deposit Account • 4.15% (▼5 bps) ($1 min)

• Barclays • Barclays Tiered Savings • 4.10% (▼10 bps) ($250k+), 3.90% (▼10 bps) (<$250k)

• SkyOne Federal Credit Union (Raisin) • Money Market Deposit Account • 4.05% (▼15 bps) ($1 min)

• CIT Bank • Platinum Savings • 4.00% (▼5 bps) ($5k min), 0.25% (up to $5k)

Removed, No Longer Available

• OMB Bank • High Interest Online Savings • 4.56% ($5k min opening deposit)

SPREADSHEET

The attached spreadsheet lists the current 100 best rates offered on nationally available savings accounts and Money Market accounts as of June 20, 2025.

Dq Liquid Rates 20 June 2025

24KB ∙ XLSX file

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