Deposit Diary Daily #388
Best Nationally Available Savings/Money Market Accounts (13 June 2025)
What’s Happening
It’s been a quiet week for liquid rates, with less than a handful of rate changes.
The AVB Bank High Yield Savings Account (4.30%) is no longer listed on the Raisin website. Last week, the AVB Bank HYSA offered the highest rate of any Raisin savings/MMA accounts. The absence of a product on Raisin does not necessarily indicate the product is no longer available: Raisin often removes a product prior to a rate change.
Current Top Rates
Listed below are the 20 highest-rate nationally available savings accounts and Money Market accounts as of June 13, 2025. The links go to either the product’s landing page or the financial institution’s rate page.
Evergreen Wealth • High Yield Savings • 5.00% ($25k min)
AlumniFi Credit Union • AlumniFi Savings • 4.75% ($100k+), 4.50% ($25k), 4.25% (no min)
Roger Bank • Savings • 4.65% (up to $250k) (no min or min opening deposit, but an active Roger checking account is required)
Pibank • Pibank Savings • 4.60% (no min or min opening deposit) • N.B. No ACH available for Pibank Savings
Elevault • Vault • 4.60% (up to $250k max balance) • Elevault is now a division of Southern Bancorp Bank
OMB Bank • High Interest Online Savings • 4.56% ($5k min opening deposit)
FitnessBank • Fitness Savings Account • 4.55% ($250k max), ($100 min opening deposit)
SBT (State Bank of Texas) • Jumbo Money Market • 4.54% ($100k min, new money only)
Presidential Bank • Advantage Savings • 4.50% ($5k min opening deposit) (Advantage Checking required)
Amalgamated Bank • Money Market Account • 4.50% ($10k min opening deposit, new money) (6-month rate guarantee)
Climate First Bank • Impact Personal Money Market • 4.46% (all balances), ($50k min opening deposit)
Peak Bank • Envision High-Yield Savings • 4.44% (up to $10m), 2.02% ($10m+) (no min opening deposit)
First Internet Bank • Money Market Savings • 4.42% ($1m+), 3.61% (up to $1m), ($100 min opening deposit)
TotalDirectBank • Direct Money Market Deposit Account • 4.41% ($2.5k min), ($25k min opening deposit)
LendingClub • LevelUp Savings • 4.40% (no min or min opening deposit) • requires minimum deposit(s) of $250 each month
TIMBR • TIMBR High Yield Savings • 4.40% (no min) ($1k min opening deposit)
ZYNLO Bank • Money Market • 4.40% (up to $250k), 0.10% ($250k+), ($10 min opening deposit)
Eagle Bank • Personal Eagle HYSA • 4.40% ($1k min opening new money)
OnPath Federal Credit Union • Elite Money Market • 4.40 ($25k min) ($25k min/min opening deposit)
Newtek Bank • Personal High Yield Savings • 4.35% (no min)
RECENT CHANGES
Rate Decreases
FVCbank • Advantage Direct Savings Account • 4.35% (▼10 bps) (no min), ($500 min opening deposit)
Prime Alliance Bank • Personal Savings • 4.05% (▼10 bps) ($1 min)
Prime Alliance Bank • Personal Money Market • 4.05% (▼10 bps) ($1 min)
Removed, No Longer Available
AVB Bank (Raisin) • High Yield Savings Account • 4.30% ($1 min)
SPREADSHEET
The attached spreadsheet lists the current 100 best rates offered on nationally available savings accounts and Money Market accounts as of June 13, 2025.
It appears that OMB Bank is no longer offering its High Interest Online Savings. When you click on the link, you receive an error message. You might want to check with them before you publish your weekly list on Fri.