Deposit Diary Daily #310
Best Nationally Available Savings/Money Market Accounts (28 March 2025)
What’s Happening
Two Money Market Accounts and two savings accounts have been added to this week’s Liquid Summary.
Patriot Bank • Online Money Market • 4.56% (all balances) ($100 min opening deposit)
Icon Business Bank (Raisin) • Money Market Deposit Account • 4.37% ($1 min)
SFGI Direct • SFGI Direct Savings Account • 4.26% ($1 min) ($500 min opening deposit)
Quorum Federal Credit Union • HighMarq Savings • 4.25% ($10k min) (no min opening deposit)
Current Top Rates
Listed below are the 20 highest-rate nationally available savings accounts and Money Market accounts as of March 28, 2025. The links go to either the product’s landing page or the financial institution’s rate page.
Roger Bank • Savings • 5.00% (up to $250k) (no min or min opening deposit, but an active Roger checking account is required)
Evergreen Wealth • High Yield Savings • 5.00% ($25k min)
AlumniFi Credit Union • AlumniFi Savings • 4.75% ($100k+), 4.50% ($25k), 4.25% (no min)
SBT (State Bank of Texas) • Jumbo Money Market • 4.65% ($100k min, new money only)
Neighbors Bank • Neighbors Savings Account • 4.60% (up to $250k) (no min opening deposit)
Pibank • Pibank Savings • 4.60% (no min or min opening deposit) (no rate guarantee)
Patriot Bank• Online Money Market • 4.56% (all balances) ($100 min opening deposit)
OMB Bank • High Interest Online Savings • 4.56% ($5k min opening deposit)
FitnessBank • Fitness Savings Account • 4.55% ($250k max), ($100 min opening deposit)
FVCbank • Advantage Direct Savings Account • 4.55% ($250k max), ($100 min opening deposit) • New accounts only
TIMBR • TIMBR High Yield Savings • 4.55% (no min) ($1k min opening deposit)
Peak Bank • Envision High-Yield Savings • 4.54% (up to $10m), 2.02% ($10m+) (no min opening deposit)
Poppy Bank • Poppy Premier Online Savings • 4.50% ($1k min)
BrioDirect • High-Yield Savings • 4.50% ($5k min opening deposit)
TotalDirectBank • Direct Money Market Deposit Account • 4.47% ($2.5k min), ($25k min opening deposit)
Climate First Bank • Choice Personal Money Market • 4.46% (all balances), ($50k min opening deposit)
Newtek Bank • Personal High Yield Savings • 4.45% (no min opening deposit)
First Internet Bank • Money Market Savings • 4.42% ($1m+), 3.61% (up to $1m), ($100 min opening deposit)
Vio Bank • Cornerstone Money Market • 4.41% (▼5 bps) ($100 min opening deposit)
LendingClub • LevelUp Savings • 4.40% (▼10 bps) (no min or min opening deposit) • requires minimum deposit(s) of $250 each month
RECENT CHANGES
Rate Increase
drbank (Raisin) • High Yield Savings Account • 4.30% (▲8 bps)
UNCLE Credit Union (Raisin) • Money Market Deposit Account • 4.24% (▲25 bps)
Rate Decrease
Vio Bank • Cornerstone Money Market • 4.41% (▼5 bps)
LendingClub Bank • LevelUp Savings • 4.40% (▼10 bps)
First Foundation Bank • Online Money Market Account • 4.40% (▼10 bps)
First Foundation Bank • Online Savings • 4.40% (▼10 bps)
Mission Valley Bank (Raisin) • High Yield Savings Account • 4.27% (▼4 bps)
Paprika Capital Bank (Raisin) • High Yield Savings Account • 4.24% (▼4 bps)
INOVA Federal Credit Union • Shield Money Market • 4.10% (▼20 bps) (≥$250k), 3.75% (▼25 bps) (≥$100k), 2.00% (≥$50k), 1.50% (up to $50k)
Upgrade • Premier Savings • 4.02% (▼12 bps)
Removal, Uncompetitive Rate
Blue Federal Credit Union (Raisin) • Money Market Deposit Account • 4.00%
Sterling Federal Bank (Raisin) • Money Market Deposit Account • 4.00%
Banesco USA • Money Market • 4.00% ($2.5k min)
EverBank • Performance Money Market • 4.00% ($10k+), 1.00% (up to $10k)
Langley Federal Credit Union • Platinum Money Market Savings • 4.00% ($1m), 3.00% ($500k), 1.60% ($250k), 1.25% ($100k), 1.00% ($25k)
Bank 5 Connect • Accelerator Money Market • 3.96% ($5k min)
Andrews Federal Credit Union • High-Yield Savings Account • 3.95%
SPREADSHEET
The attached spreadsheet lists the 100 current best rates offered on nationally available savings accounts and Money Market accounts as of March 28, 2025.
Hi Kent, since you added the note about how Neighbors Bank accounts only earn the stated rate up to $250,000 balance, perhaps that same note should be added to Roger Bank?