Deposit Diary Daily #280
Best Nationally Available CDs, 27 February 2025
What’s Happening
Eagle Bank has added a new 8-month CD and boosted the rate of the 24-month CD.
Recent Additions and Rate Changes
Newly Added
EagleBank • Personal 8-month CD • 4.60% ($1k) (new product)
Sun Canyon Bank • 6-month CD • 4.58% (↑26 bps) ($5k)
EagleBank • Personal 24-month CD • 4.40% (↑25 bps)
Rate Increases
Citizens State Bank • 7-month CD Special • 4.74% (↑18 bps)
Rate Decreases
Banesco USA • 24-month CD • 4.30% (↓5 bps)
Highest Rate Nationally Available CDs
The highest rate nationally available CDs from banks and credit unions as of February 27, 2025 are listed below.
5-9 Month CDs
Genisys Credit Union • 4.73% ($500) • 7-months Certificate Special
EagleBank • 4.60% ($1k) • Personal 8-month CD (new product)
1-Year CDs
ClearPath Federal Credit Union • 5.00% ($5k new money) • 13-month Special Certificate
Security State Bank • 5.00% ($10k) • 12-month CD Special
18-month CDs
Mountain America Credit Union • 5.00% (↑110 bps) ( $500) • 18-month Standard Certificate
EagleBank • 4.60% ($1k) • Personal 15-month CD
2-Year CDs
Credit Human • 4.45% ($500) • 18-23 month Share Certificate
EagleBank • 4.40% (↑25 bps) ($1k) • Personal 24-month CD
3-Year CDs
Credit Human • 4.40% ($500) • 24-35 month Share Certificate
Luana Savings Bank • 4.35% (↑5 bps) ($100k), 4.19% (↑5 bps) ($2k) • 36-month Certificate of Deposit Special
4-Year CDs
Luana Savings Bank • 4.35% (↑5 bps) ($100k), 4.19% (↑5 bps) ($2k) • 48-month Certificate of Deposit'
Credit Human • 4.31% ($500) • 36-59 month Share Certificate
5-Year CDs
Lafayette Federal Credit Union • 4.33% ($100k) • 5-year Jumbo Certificate
KS StateBank • 4.30% ($500) • 5-year CD
Over 5-Year CDs
Credit Human • 4.31% ($500) • 60-83 month Share Certificate
KS StateBank • 4.25% ($500) • 7-year CD
Spreadsheet
The attached spreadsheet shows the current top ten nationally available CDs (five from banks/five from credit unions) in eight different term lengths. The links go directly to each financial institution’s rate page or product landing page.
The spreadsheet also lists the four CDs that were removed from the Summary because of uncompetitive rate (7).
