Deposit Diary Daily #183
Best Nationally Available Savings/Money Market Accounts, 22 November 2024
Current Top Rates
Listed below are the 20 highest-rate nationally available savings accounts and Money Market accounts from banks and credit unions as of November 22, 2024.
The links go to either the product’s landing page or the financial institution’s rate page.
Pibank • Pibank Savings • 5.50% (no min or min opening deposit) (no rate guarantee)
Newtek Bank • Personal High Yield Savings • 5.25% (no min or min opening deposit)
TIMBR • TIMBR High Yield Savings • 5.25% (no min), ($1k min opening deposit)
Bank of Hope • High Yield Savings • 5.10% ($0,01 min), ($1 min opening deposit)
TotalDirectBank • Direct Money Market Deposit Account • 5.01% (↓10 bps) ($2.5k min), ($25k min opening deposit)
LendingClub • LevelUp Savings • 5.00% (no min or min opening deposit) • requires minimum deposit(s) of $250 each month
ZYNLO Bank • Tomorrow Savings • 5.00% ($.01 min), ($10 min opening deposit)
ZYNLO Bank • Money Market • 5.00% (up to $250k), 0.10% ($250k+), ($10 min opening deposit)
FitnessBank • Fitness Savings Account • 5.00% ($250k max), ($100 min opening deposit)
Poppy Bank • Poppy Premier Online Savings • 5.00% ($1k min) (no rate guarantee)
Ivy Bank • High-Yield Savings • 5.00% ($2.5k - $1m), 0.05% ($10), ($2.5k min opening deposit)
Bank 5 Connect • Jumbo Savings • 4.95% ($25k min) ($25k min opening deposit)
Vio Bank • Cornerstone Money Market • 4.90% ($100 min opening deposit)
DollarSavingsDirect • Dollar Savings Account • 4.85% (no min opening deposit)
My Banking Direct • High Yield Savings • 4.85% ($1 min)
Brilliant Bank • Surge Money Market Account • 4.85% ($1k min opening deposit)
BrioDirect • High-Yield Savings • 4.85% (↓15 bps) ($25 min) ($5k min opening deposit)
Jenuis Bank • Jenius Savings Account • 4.80% (no min)
ValleyDirect • Valley Direct Savings Promo • 4.80% ($0.01) ($5k min opening deposit)
Barclays* • Barclays Tiered Savings • 4.80% ($250k+), 4.50% (<$250k)
*Barclays is currently offer a $200 bonus on the Tiered Savings account.
$200 Bonus Offer: To qualify for this bonus offer, you must be a new Barclays Tiered Savings customer (current and previous Barclays customers with a Savings or CD are not eligible), open an account 11/7/2024 through 1/6/2025, fund your new Tiered Savings account with at least $25,000 within the first 30 days of opening the account, and maintain the balance of at least $25,000 for 120 consecutive days. After you maintain the $25,000 balance for 120 consecutive days, the $200 bonus will be added to your account in approximately 60 days. Offer expires 1/6/2025.
Recent Rate Changes
There was one rate increase in the past week:
Uncle Credit Union (Raisin) • Money Market Deposit Account • 4.37% (↑12 bps)
The ranks of savings/Money Market accounts with APYs of at least 5.00% have been reduced by three:
BrioDirect • High-Yield Savings • 4.85% (↓15 bps)
Quontic Bank • Personal Money Market • 4.75% (↓25 bps)
Forbright Bank • Growth Savings • 4.60% (↓40 bps)
The remaining 14 accounts with recently lowered rates are as followed:
TotalDirectBank • Direct Money Market Deposit Account • 5.01% (↓10 bps)
SBT • Jumbo Money Market • 4.75% (↓21 bps)
CFG Bank • High Yield Money Market Account • 4.65% (↓15 bps)
Republic Bank of Chicago • Digital Money Market • 4.46% (↓15 bps)
BMO Alto • Online Savings Account • 4.45% (↓15 bps)
NASB • E-Savings • 4.45% (↓20 bps)
drBank (Raisin) • High Yield Savings Account • 4.42% (↓8 bps)
Mission Valley Bank (Raisin) • High Yield Savings Account • 4.38% (↓13 bps)
mph bank (Raisin) • Money Market Deposit Account • 4.36% (↓14 bps)
Liberty Savings Bank (Raisin) • High Yield Savings Account • 4.36% (↓14 bps)
Grand Bank (Raisin) • Money Market Deposit Account • 4.31% (↓19 bps)
Harborstone Credit Union (Raisin) • Money Market Deposit Account • 4.30% (↓25 bps)
Sterling Federal Bank (Raisin) • Money Market Deposit Account • 4.20% (↓10 bps)
CF Bank (Raisin) • High Yield Savings Account • 4.20% (↓30 bps)
Removals, No Longer Available
Patriot Bank NA (Raisin) • Money Market Deposit Account • 4.51%
SkyOne Federal Credit Union (Raisin) • Money Market Deposit Account • 4.60%
Removals, Uncompetitive Rate
Quontic Bank (MaxMyInterest.com) • Max Savings • 4.12% (↓43 bps)
Customers Bank (MaxMyInterest.com) • Max Savings • 4.11% (↓18 bps)
USALLIANCE Financial • High Dividend Savings • 4.05% (↓50 bps)
BankProv (MaxMyInterest.com) • Max Savings • 3.91% (↓41 bps)
SPREADSHEET
The attached spreadsheet lists the 100 current best rates offered on nationally available savings accounts and Money Market accounts as of November 22, 2024.
