Deposit Diary Daily #13
Best Local Reward Checking Accounts, May 31, 2024
Below is a sampling of Reward Checking Accounts with very competitive rates currently offered by banks and credit unions with local market areas or limited fields of membership. (The attached spreadsheet lists a total of 16 Reward Checking Accounts.)
WECU (Washington State)
Spend Plus • 8.00% (up to $5k), 0.05% ($5k+)
20+ debit card transactions, direct deposit >$100, e-Statements
Century Next Bank (NE Louisiana and SE Arkansas)
Priority Checking • 7.00% (up to $30k), 0.50% ($30k+)
12+ debit card purchases ($5 min), $500+ aggregate ACH credit
Michigan Coastal Credit Union (nine western Michigan counties)
High Interest Checking • 7.00% (up to $5k), 0% ($5k+)
10+ signature-based debit card transactions, at least 1 ACH deposit or debit, Online Banking
Pacific Crest Federal Credit Union (two Oregon and two California counties)
Rewards Checking • 7.00% (up to $10k), 0.02% ($10k+)
15+ debit card purchases, e-Statements
Dort Financial Credit Union (Michigan)
Boost Checking • 6.50% (up to $10k), 0.01% ($10k+)
25+ debit card purchases, direct deposit of at least $900, e-Statements
InTouch Credit Union (Portions of Michigan, Nevada, Texas, and Virginia)
High-Yield Checking • 6.50% (up to $50k), 0% ($50k+)
>$2.5k in debit card purchases
